money is one of electronic
payment systems, created
with purpose of making non cash transactions in online mode. This
service was created in 2007 and belongs to Perfect
money Finance in
Panama. The head-office
of the company
in Zurich. Operational service is also being done there.
money allows making money transactions between registered users. Also
users can safely keep their money at 4% yearly rate (calculated by
account balance), receive payments online (for example, for sold
goods or provided services). Besides, Perfect money allows to buy US
dollars, euro and even gold.
now there are three types of accounts Perfect money. Account equal to
dollar (U1234567), euro account (E1234567) and account equal to oz -
Trojan ounce of gold (G1234567). Every user of particular service may
exchange funds of one account – to funds of another. Conversion is
done by current rate in the bank.
many other electronic online payment systems, Perfect money divides
its clients by ranks.
new users get
rank Normal. It doesn’t put any limitations on using the Perfect
money, it’s only meant to identify user as new.
rank is also being applied to all users after one year of using
Perfect money or by reaching some prescribed level of turnover of
funds on users account. Premium users gain many advantages, like
priority in entry and withdrawal of funds. Any
client of Perfect money may
request Premium rank by himself.
possible rank that user can achieve is Partner. It may be applied by
administration of Perfect money. In most cases companies try to
achieve this rank, because it identifies its owner as highly loyal
partner in matters of paying and receiving money.
yearly rate on remaining funds and 1.5% discount for withdrawal of
funds, using transactions via banksa re only afew of many advantages
of this rank.
card is one more instrument of Perfectmoney system of online
payments. Prepaid card is the most effectual and convenient way to
replenish account in current system if for some reasons user is
unable to conduct a bank transaction. Prepaid cards have many
advantages – when card is bought, account is being replenished
right away, user is saving his money, because he is not paying
commission charge for transaction and also user is not obliged use
his internet account, to pay for goods or services received.
it is known, any system of online payments must be described as very
safe and secure. If to talk about Perfect money, following safety
precautions have been implemented:
of users. If IP address,
which user is using to get into his account, is different, specially
generated PIN code is being sent to users e-mail, so he can confirm
This safety measure is taken to connect man to his account. As for
today, this way of authorization is the most effectual, because time,
timing of this operation is not long enough for fraudsters to log in.
So called “graphic code” is being send to users e-mail and used
into the system.
advantages, it is worth to point out following: possibility to create
up to six additional wallets, various equivalents, creation of
subaccount with limited possibilities, which can be replenished from
basic account with no commission fee. Also
clients of Perfect money
have the possibility of creating their own e-Vauchers, which client
may use for transaction of funds to other people, who are using the
for corporate clients, Perfect
money may offer different bonus and discounting programs and also
different individual conditions of cooperation.